B of A Student Card

I seriously doubt it. If she has no history at all, they will probably not budge on either. However, it never hurts to try. I would tell them not to pull a hard inquiry when requesting a limit increase. Good luck!!

 

Hi charlieslex, I started out with the Bank of America student visa card back in 1994 with a $800 credit limit. I could never get bofa to increase the credit line. BofA says that they don't give increases on the student cards. I called them about two weeks ago and a rep told me to call the credit department and ask them to convert my student card to a standard bofa visa. With a standard visa you can get credit line increases and have online access to the account and get those cash advance checks. I called the credit department and told the lady I have been a good customer since 1994 and if I can convert without a credit inquiry. She said no problem and I will get a standard visa card with a different number on it within 12 business days. I did not request a credit limit increase. Two days later I received my bofa visa statement and my credit limit was increased to $1300 without me even asking. I called a rep about increases and he stated that my account would be reviewed again in 9 months and then every 6 months and that I would have to request a limit increase. I do have the balance transfer offer of prime for the life of the loan available on my account. My apr is 14.2% and no annual fee.