B of A Visa Platinum Business Card?

Discussion in 'Credit Talk' started by Sunnything, Jan 21, 2004.

  1. Sunnything

    Sunnything Member

    I've checked the "whopulledmycredit" website, but I couldn't determine if the report pulled applies to Bank of America's Business Cards.

    Would anyone know which credit bureau is pulled for Bank of America's Visa Platinum Business Card?
     
  2. shawbee

    shawbee Well-Known Member

    pulled experian in Tx although for personal cards they pulled tu
     
  3. Sunnything

    Sunnything Member

    Thanks. I'm in CA....think i'll apply in a couple of weeks.
     
  4. faztcobra

    faztcobra Well-Known Member

    I just got this offer last week and applied on Friday via their website. They pulled TU for me. I'm in Dallas.

    Here's the thread where I posted that info.
    link
     
  5. Sunnything

    Sunnything Member

    Thanks...

    I sure hope they pull Transunion in California. That's my best score...coming in at 794. Equifax is in the low 700's, but Experien (we're still working on them) comes in at the high 600's...Experian has some incorrect info reporting at the moment that I'm disputing, so i'll probably wait until that gets resolved.

    thanks again.
     
  6. shawbee

    shawbee Well-Known Member

    Now that I am thinking of it, the experian report that was pulled was for a credit limit increase. So maybe it would be okay for you to apply.
     
  7. shawbee

    shawbee Well-Known Member

    Sunnything, I went back and rechecked and both times BofA pulled experian it was for credit limit increases. I got b*** on tu and eq so I can't be totally sure, but I think tu would be their best bet to pull. Sorry if I misled you.
     
  8. NiceGuy

    NiceGuy Well-Known Member

    fatzcobra,

    Do you have existing small biz accts with BoA? Is that how you got the offer?
     
  9. Sunnything

    Sunnything Member

    I opened a business checking account with BofA a year ago. I also have a Platinum American Express Card for the business, but I don't think that had much to do with it. It wasn't a a preapproval letter, but more of an invitation to apply.
     
  10. faztcobra

    faztcobra Well-Known Member

    No. All I have is a BofA Plat with them. Had it for about a year and 2 months. This is the 3rd time they sent me the offer and I ingored the previous 2 because my reports weren't very clean. With my newfound high TU score, I figured I'd bite the bullet and apply. I applied last friday though and got the "if approved, you'll receive the card in 7-10 days". I go to their website to check the status and it's still in limbo.
     

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