*b*

Discussion in 'Credit Talk' started by SCMomof5, Jan 7, 2004.

  1. SCMomof5

    SCMomof5 Well-Known Member

    For those who are having success with *b* on EQ and TU, how many did you have before *b* occurred? I am currently at 137. I am soooooo hoping to get these gone! I have 6 hards on EQ and 5 on TU.
     
  2. james

    james Well-Known Member

    As GEORGE would say-- YMMV. :) Your Mileage May Vary. I had my first taste of *b* around 105 on TU and 125 on EQ. I lost 9 on TU and 8 on EQ, than it stopped. :( I am hoping it starts again and I get rid of 3 more on EQ and 4 on TU. I wonder if it stopped since I applied for a c/c when I got excited about the *b*.
     
  3. faztcobra

    faztcobra Well-Known Member

    I applied to get my 2nd BofA and 2nd Chase cards on Nov 27th and 29th. I just had *B* today and both of those inqs for TU are gone. I pull PG once a day almost every single day.

    YMMV
     
  4. debtkiller

    debtkiller Active Member

    what is this *b* I am hearing about please
    do tell
     
  5. pd11604

    pd11604 Well-Known Member

    B="Bumpage" a Creditnetter technique to force INQ's off CR's
     
  6. SCMomof5

    SCMomof5 Well-Known Member

    When you pull an EQ or TU report on PG and on their own site, you get a soft. Given the table space on their database, when you get a high enough number, the HARDS disappear! This is awesome since hards cost points and softs don't.
     
  7. 420greg

    420greg Well-Known Member

    Well mom, since I started using your '5 a day' trick on PG my B has been good.

    I had 11 hards on TU, it went to 7, then the next day it went to 2. I gain no points for losing hards more than 6 months old.

    I have 9 on EQ, and it still sits at 9.

    I think EQ sees the pulls all coming from the same source in a short amount of time and only records on of them in the database. I am only seeing one soft a day when I pull EQ from myfico. But on TU I am seeing all 5 of the pulls.
     
  8. SCMomof5

    SCMomof5 Well-Known Member

    Yeah, I am getting the same additions to softs as you. I was at 111 on the 19th of Dec. I did not pull 24-28 or 31 - 05. I am currently at 137. I haven't counted my TUs recently, but I still have no *b* yet. I will keep pulling until I get it. I could use it!

    :)
     
  9. vaneleus

    vaneleus Well-Known Member

    Well so I have searched, and cant find reference to SCmomof5's "5 a day" trick. Anyone know what this entails? Thanks.
     
  10. trent1059

    trent1059 Well-Known Member

    Please post those links again???? please
     
  11. sharbar

    sharbar Active Member

  12. SCMomof5

    SCMomof5 Well-Known Member

    trent,

    I emailed you the links...
     
  13. SCMomof5

    SCMomof5 Well-Known Member

    van.....

    I could not email you because you have selected that you don't want emails from other members....
     
  14. gmaof1

    gmaof1 Well-Known Member

    Could you please email me with the "trick". I could really use it! Thank you!
    wgdkyoung@aol.com
     
  15. livi712002

    livi712002 Member

  16. SCMomof5

    SCMomof5 Well-Known Member

    WHOOOOOHOOOOOO!!!!

    Just used the link below to get another pull on EQ. This one gives a free fico. I lost 3 HARDS SINCE THIS MORNING!!!!!!! Up 15 pts!!!!

    Here's how you can get your reports for free online

    EQ http://www.yourcreditcounts.com/cred/yccc_quiz.jsp
    Take the quiz and get ur EQ w. scores. If you want another one, just make sure you use a different email and you'll get more but you have to wait 24 hours.
     
  17. SCMomof5

    SCMomof5 Well-Known Member

    livi......

    just emailed ya!
     
  18. livi712002

    livi712002 Member

    I know and I think you for it. Im new at this and some of the terms are still new to me. I need to know what pg stands for and where to log on at.
     
  19. faztcobra

    faztcobra Well-Known Member

    PG = Privacy Guard

    www.privacyguard.com
     
  20. GEORGE

    GEORGE Well-Known Member

    Lost one TU nothing else
     

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