Just thought i would drop in and say hi. It has been about a year since I have been on this board. You guys really helped me out last year during a 6 month crunch time while I was trying to improve my credit the best I could to try and get into a house by last June. Well the 6 months paid off and out of some crazy way, the banks seem to think i was worthy of a home. Wow, I was totally surprised. Anyway, its almost a year later and now we are trying to buy a car. This board always taught me to check my credit before ever trying for credit and I am so shocked. It looks like I am back to disputing and working on my credit. Nothing negative during the past year, got a new home and my darn score actually went down. so frustrating. Still have some old negatives that are 3-4 years old. ANyway, just saying hi and glad to be back among the intelligent people here.
