Credit Limit: $300 Fee: $225 (I have never heard of an ACCEPTANCE FEE before) other fees: $56 Available $19 The scam has to be in the fact that they DO NOT give any indication of amounts for "upfront" charges. They send you NO documentation other than the standard agreement, AFTER you activate the card they tell you about your available($19) and then give you a breakdown of charges. HOW does a company like this even manage to operate in a market space that is regulated by the FTC????? It is not a 'business opportunity' when you to take a clear cut advantage of someone, that is deplorable on all fronts!!