I have been searching the net and have found limited information regarding bad check laws in Ohio. Apparently I wrote 2 bad checks in 1997, both total around $80 roughly, the rest is interest. Whatever...I do not recall but anyhoo...I sent for validation to the CA and they back xerox copies of the nsf cks and a breif accounting for the total amount due..not proper validation, my opinion. Any takers on this for proper validation of bad checks?? Also....... Is there an SOL on collecting on a bad check in Ohio? And I now live in TX. I cannot seem to find if there is. I only found the dollar limitations and required information a collector is required to send one that allegedly passes a bad check, in their efforts to collect on it. They need to send an accounting PLUS a description of the property purchased, plus dohhhhhhh!!! if only validation was this specific for a CA in general on open accounts lol) Here is the info if anyone is interested: ---A creditor can recover compensatory damages to the extent of the value of the check plus service charges, liquidated damages, costs, and reasonable attorney fees from any person in Ohio who issues a dishonored check. A written demand, in a prescribed format, must be sent to the person issuing the check. If payment or agreement for payment is made within thirty days of the written demand compensatory damages cannot be collected. The amount of the liquidated damages may be a minimum of $200 or three times the amount of the amount of the check and all bank service charges. The written demand must be sent by certified mail with return receipt requested, and must contain a conspicuous notice to the person upon whom the demand was made, a description of the property, a notice that if payment or agreement for payment is made within thirty days that no civil action can be brought, and that if payment or agreement for payment is not made within that time period that legal action would be pursued. The creditor is also required to specify in the notice the potential judgment which that person may be required to pay, and that person's right to damages, reasonable attorney fees and costs in defending the case if the creditor does not prevail in the action. I don't recall ever rcvng anything via CRRR, and to date on this CA's feable attempt to validate, there is not green card copy. There is nothing pointing toward the fact that written documentation was EVER sent to me in 1997. Any thoughts on a next possible move???
