Ok, so I'm well on my credit repair journey and doing well. I've gone from a 475 a few months ago to a 570 w/ TU and Equ...pretty darn good. I've applied with Cap One for their cards and been declined. But I just took a higher paying job and Cap one just approved me for a car loan. Worth trying again? What cards could I get with these scores? No BK, mostly co's in my history and slow pays. Last CO was July of last year.
You may try Macy's, Chevron, and Credit One as well. Or just wait and bump your scores a little. Have you removed your inquires yet? Asked a friend or relative to add you to their cards? These are two good tricks to get your scores up. Get another 50 points and you're in the game with Juniper, Merrick and even Premier Pass/Applied Advantage from Citi.
