What can I do about a debt counseling service that absolutely ruined my credit. This place told me I was approved by MBNA and Discover for a 9.9% interest rate and a certain payment a month. After MBNA kept charging me late fees and after numerous letters to this company and phone calls, I had to take it upon myself to cancel this program in October of 99 (began in July 99) Now my credit reports have late charges and negative comments. It seems MBNA never approved this deal, they told them my monthly payments were too low and would not accept them. They never told me this and hence... the mess I described. Who can I go to for help? I have all receipts, letters, etc. from this place. It was through a law firm called Edward Grossman from NY, but i got it off the internet. Help please.
