I had recently applied for US BANK's WORLD PERKS signature card. They pulled my TU report which had 689 Fico score at that time. They declined me saying " sorry, we could not approve you at this time"... blah blah... I need to wait for the letter to know in detail whether they will resonsider or not. my report still shows 23k balance where about 13k is paid off and the actual balance is only 10k. Does anyone know whether they will reconsider thier decision if i can show the proof?? Please let me know.
Dang Bino, Why didn't ya wait until your pmts hit your report. If you go from 23k down to 10k you'll probably get a 30-50 point boost. Yeah, wait till the info. catches up and try again. GL. .
