I once had excellent credit. I didn't know how much it meant till I lost it. My situation is different than most people's. I didn't file BK to keep anything because I surrendered all the things I had. I simply at age 21 got bad advice from Newton and Newton Law firm who are now out of buisness. I helped pay for a family,who was uninsured,funeral. By being the only one able to help finacially I shot myself in the head!!!!!!!!!!!!!!!!!!!!!!
