A providian card I took about six months ago and sock drawed has been upgraded. Went from $500 to $2500. From 10/02 to 04/03 has 7.99% thereafter 18.99 w/25 day grace period, no annual fee. Previously it was at 23.99% no grace period. Anyway, I have about $900 at Cap One at 18.99 and I am thinking I will BT to get the lower rate. Should I call Cap One and let them know before I transfer? How about asking them for lower rate, bigger CL etc.? Any advice is welcome. Thanks in advance.
Sure, give Cap 1 the right of first refusal. Never hurts to let someone know they have competition for your business!
