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Discussion in 'Credit Talk' started by Jackie, Jun 23, 2000.
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RE: balance to limit on credit
It has been my experience that paying in full is not the preferred method for building credit. You will get different spins on this, but my startegy has yielded lower rates and higher limits for many years. Borrow close to the limit, your 75-90% rule works, but make payments for 3-6 months. Let the account sit idle for a couple of months and repeat.
Profit from the experience.