When applying for a new credit line if Balance Transfers are included in that application, will the credit line more likely be higher? As an example, if I apply for Discover and ask to balance transfer $10,000, with the original application, will they be more likely to grant a credit line at that amount. As opposed to just applying and waitng to see what limit they set. Or do they simply set a credit line and work the BT around that? Thanks again!
When I received my instant approval for Citi Platinum Select I was given a credit line of $3,500. The online system said if I did a balance transfer at that time they would give me a $5,000 limit. I think many other cards work the same way.
