Balance transfer question

There has only been one instance where I wasn't planning to burn my overpayment (credit) the next month. I transferred a balance, then called to request the check as soon as my statement closed. The check arrived in about a week.

Isn't there a requirement (or something) that a credit balance has to be refunded if it's there more than 1 or 2 billing cycles?

 

i've had to call up and ask for balance refunds. It takes a while.. you can do it online with citi

 

I always ask to refund it after a week, unless I am going to use it within a month.

 

I never call, but I never leave a credit of more than $100. They have always sent it within months.
You should ask for it, there is no reason for you to let them use your money for nothing.

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