INQUIRY??? I hope you got a credit line increase also for your inquiry...if you didn't you got RIPPED OFF!!! I have NEVER, until now, herd anybody say they had to pull a credit report to get a balance transfer...(balance transfers are either part of the account from day one, or they are not offered at all.
I agree That's why I perked up when I saw the rates for SW! I am paying down my debt by hopping between the cards I have. Just got another 6 months at 6.9 from AT&T. I had the 1.9 for 9 months first. But I didn't get that new rate until I did a transfer of the remaing balance over to BofA at 9.5 for life of the transfer. After I had a credit on my AT&T they gave me the new rate to transfer back to them. The games we have to play. Judy