When I called to activate the card I was offered a balance transfer rate of 2.9%. Both my other cards are above 19% APR. I wanted to do it but wondered if Cap One or Orchard would put a stop on my other cards if they were annoyed by this. I would like to still have both my Visa and MC and am worried by transferring my balance to the REALLY low rate Discover card they will be upset with me and it will affect my relationship and future increases etc. with them. Does anyone have any advice about this or have they been in a similar situation? All help/advice/suggestions would be much appreciated. Thanks!