1. Apr 20, 2003 #1
   

   fingrrrl Well-Known Member

   Are your CR scores affected on accounts with balances that are closed? My Equifax report shows the total of my balances only on the accounts that are open, not the two closed.

    

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3. Apr 20, 2003 #2
   

   GEORGE Well-Known Member

   USUALLY IT DOES...that is why you should PAY IN FULL before you close an account...
   
   You get the DEBT but no CREDIT LIMIT to help with your RATIO...

    

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