Okay, a long time ago back in 1995 I moved from California to Nevada. I had a contract with Ballys and reading the contract, it said to discontinue my contract (because of moving) I was to provide Ballys with a letter stating the date I was moving and the contract would be cancelled. I wrote my letter and gave it to one of the reps AT the gym (was never told it had to go to anyone else). Fast forward a few years, I started getting debt collection letters and calls from a collection agency wanting the money. I informed them that I'd given them plenty of notice and explained to them how (and of course because I was about 22 at the time, didn't think to keep a copy of the letter...duh). At that time I never knew if they reported this on my credit report. I continually (like yesterday) get collection or settlement notices to pay over $600. I've continued to ignore them. I know it's way out of the SOL and it's not on my report. Should I just disregard these letters or should I sent them something back or would it be opening some sort of can of worms? I just found out that many people were screwed over by Ballys (contracts not cancelled for moving out of state, etc.) and I wish I'd known there was a class action to be filed back in 99. Ah well. Any advise would be helpful and appreciated of course.
Have you tried searching on Bally's here? I vaguely remember others talking about them. I don't remember what happened though.
Check this link. I also had a collection acct from Ballys, sent validation and got it deleted. http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=33373&highlight=ballys
It has been "STANDARD" in the industry (OR WAS) to allow an "OPT-OUT" for moving OUT OF STATE...I even think it was STATE LAW IN CA might be in CO... I "think" they are one of the FEW things you have a 3 DAY RIGHT TO RESCIND THE SALE ON... PROBLEM SOLVED "IF" YOU SIGN UP ON A MONTH-TO-MONTH BASIS...
