I continually (like yesterday) get collection or settlement notices to pay over $600. I've continued to ignore them. I know it's way out of the SOL and it's not on my report. Should I just disregard these letters or should I sent them something back or would it be opening some sort of can of worms? I just found out that many people were screwed over by Ballys (contracts not cancelled for moving out of state, etc.) and I wish I'd known there was a class action to be filed back in 99. Ah well. Any advise would be helpful and appreciated of course.