I finally got approved. Applied over the phone a couple hours ago, but they could not give me an instant decision. I called 800-641-2400 to check the status a few minutes ago and got a live person who told me they had trouble verifying my phone was in my name and my work #.I gave them the necessary info, she approved me right over the phone....only $2k limit but I wanted the skymiles anyway. They pulled eq in Atlanta of course and not sure of score cause I disputed 2 things right before I applied...probably right @ a 690 - 700 Fico.