I live in canada and about 8 months ago, my current account was closed by my bank without any warning because it was overdrawn by $25 for a relatively long time. I had no idea i was overdrawn because I hardly ever used that account. Question: I am thinking of opening another account with another bank and want to know if canadian banks report to any body like chex systems. Will I have difficulties in opening an account with another bank? Thank you.