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Discussion in 'Credit Talk' started by moneymil, Jun 6, 2000.
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Call your local registry and ask them if there is a leinholder on your title.
Tell them you used it as collateral for a loan a while back, and just want to make sure everying is correct.
Typically, at least here in MA, you have to file a form with the RMV for a lein to be placed on your title. This is typically done as a requirement for financing.
Then, after you pay the note, they sign a release on the title and mail it to you.
I wouldn't think a 19 year old car is worth very much. Typically on automobile titles the lien has to be recorded directly on the title. If it's not there, it's probably clear. It depends on how you state's title system works though. Typically you just sign over the title at the time of sale and the new owner takes it to the DMV, and applys for a new one and registers the car. I don't think they would set up a system where the new owner would get 'stuck' because the previous owner had an undisclosed lien on the vehicle.