BANK OF AMERICA NOTIFIED ME 25 MINUTES AGO THAT THIS WILL BE MY LAST 8.90% FIXED RATE BALANCE TRANSFER THAT THEY DID THIS EVENING. Effective 06/01/2001 the rate will vary...I hope since the PRIME RATE WENT DOWN 2.50%...it will be lower??? MY 8.90% "FOR LIFE" is still guaranteed...TILL PAID IN FULL. SHE REFUSED TO COMMIT TO AN ANSWER WEATHER THEY WILL OFFER ME (OR ANYONE ELSE) LOWER RATES AFTER 06/01/2001...