I received an offer in the mail to transfer a balance on my existing Bank of America account at 0% until August 2004, then go to rate of 7.9 fixed. My question is, should I call retention or credit dept to see if credit limit can be reviewed, because I would like to transfer more than what is currently available. Can any of you that are already a Bank of America cardholder that have received these offers in the mail give any strategies to the best way to approach this. However, im still contemplating taking this offer, because the balance I currently have on the account is set at whatever prime is for the life of the balance. ANy advice?
BofA is a good bank IMHO, I would go for it, but make sure they give you a decent rate after the promotion ends.
4.00% BT (PRIME + 0.00%) is better than 0.00% WITH A 7.90 "GO-TO" isn't it??? Just because AUGUST is not that long!!!
