I just cancelled my GetSmart and Capital One Cards due to high interest rates. I just went to the bank of America Website and applied for their credit card. I was approved for the Visa Platinum with a $6,000 credit line! I couldn't believe it! How in the world is this possible? What kind of rate do you think I will get? I am just exstatic that I got a Platinum card! How does it stack up? Let me know what you all think.