I had a BOA Visa since 1982, yes 1982... I had a 12k limit, the last 5 years have been hard on me financially, but always paid card balance was around 9k. I maybe have been a little late here and there but nothing to bad... Finally business improved and I paid off the card.. Over a few months... One day i went to use it to fund out the canceled it... No letter or anything, I was in shock... Of course when I called they claim they mailed me a letter and I could not talk to anyone who cared or would do anything...... I love how they waited until I paid them in full to cancel my card...Moral of the story I would not be so fast to pay them off.. I love there loyalty...
Selecting the bank you will trust is crucial it is just like choosing who will you choose to marry. If you found the best bank, stick to it.
