Bank of America

Discussion in 'Credit Talk' started by once38, Jun 20, 2001.

  1. once38

    once38 Well-Known Member

    I just opened my statement and without notice
    of any kind my limit was reduced from 5800 to 5000.The proper dept. won't be open till morning but
    I will be on the phone trying to find out why they are
    treating me this way when I have never been late or
    overlimit for 5 years on this or any other account.I'm
    just glad I didn't bounce a bunch of checks because
    the card doubles as your overdraft protection.So much for platinum.PLatinum is as platinum does.
    18% & lower limits.I'm getting a better deal from
    Cap One& Providian,so what the h ll is prime anyway?
  2. mj

    mj Well-Known Member

    Talk to retention----

    They've been pretty good with me- lowering purchase APR rates & increasing limits.

    I got a balance transfer offer yesterday of PRIME FOR LIFE OF B.T.

    I had a balance transfer before that started out at 9.5 and has gone down, automatically, to 7.5.

    Doesn't hurt to ask!

  3. breeze

    breeze Well-Known Member

    LOL prime is whatever they say it everything else.

    They give you high rates, low limits, but you have to have good credit to get a card....go figure.


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