My card (BOA Plat. Visa) has a good rate, 3.9% for six months, and I think (but cannot remember for sure) the go-to is 9.9%. I though the 3.9% was for life, but I think it is only for the life of the balance transfers and the first six months.
matty61184, I had Bank Of America Platinium Cards for over 2 yrs and it has a good rate of 9.9% fixed for purchases. They have a good customer services and they granted me a couple of times for limit increase. If you have a Bank Of America Checking or Savings, you can transfer frunds to make payments on-line. Ron.
BofA is pretty good. They offer online access, their limits are liberal and their rates are not bad, presently I have a prime + 0 rate. www.creditsense.com