Bank of AMerica

Discussion in 'Credit Talk' started by Newcomer, Jan 13, 2001.

  1. Newcomer

    Newcomer Well-Known Member

    Does anyone know their standards? also what cra they use?
  2. roni

    roni Well-Known Member

    there standards are high. dont u have credit troubles?
  3. Newcomer

    Newcomer Well-Known Member

    I have one charge off from 1995. Other than that I'm clean.
  4. Angela

    Angela Guest

    Very high except for college students just starting out. College students with unblemished credit can have a card. I don't know the CRA
  5. roni

    roni Well-Known Member

    ok, i would try i then
  6. the other

    the other Well-Known Member

    Not sure what their standards are for opening an account, but I know they won't increase my credit line.

    They pull Trans Union (at least for me, it might vary depending on your location).
  7. Herman

    Herman Well-Known Member

    Hi newcomer,
    To be considered for approval base on certain
    factors.First,reports must be clean.

    According to my experience they pulled EFX,
    their standards similar to Amex criteria.

    But,you may apply and good luck!

    newcomer wrote:
    Does anyone know their standards? also what cra they use?
  8. tony

    tony Guest

    i applied last week for thier 8.9% card. They pulled equifax on me. I live in los angeles. Didn't get instant approval but got an answer in 2 days, got $7500 limit. No bad mark on report. Got $15000 approval from Juniper a couple of days before applying to B of A. They both used equifax. Juniper was instant decision. Good luck!

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