Bank of America

Discussion in 'Credit Talk' started by Anon, Jan 23, 2001.

  1. Anon

    Anon Guest

    How liberal is BOA with credit line increases?
  2. the other

    the other Well-Known Member

    I can't get one out of them.

    My limit is 6900. I opened the account in March 2000.

    I have maxed out the account (through balance transfers) and paid it off a few times (I think it was 3). I just did another balance transfer, and will have it paid off in March again (I could pay it now, but I am trying to get them to give me an increase, so I figured I should pay them a little interest).

    They won't review a new account for an increase until it's 9 months old.
  3. mj

    mj Well-Known Member

    That's the story I got - 9 months for review.

    It seems that the computer and scoring model makes the decision - the rep doesn't have much lee-way.

    Retention dept. gave me $2500 (on top of an initial $5000 limit) after I griped.

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