Just pulled husband's CR. There is a recent collection for $71 from Bank of Amer. He had a credit card and checking account with them a while back-defaulted on credit card and we paid that in Aug. I called cc company and they said they showed 0 balance. Rep stated it might be from bank and to call there Wed. We never received anything in mail. What should we do?
Probably just call them. If it is recent, paying it wouldn't be a bad idea if they can verify the collection is indeed yours. Thereafter, you may consider disputing it through the credit reporting agencies.