I've been eyeing the Disney card (2 kids and planning a trip next fall) and was wondering if it's worth it? What was your score and credit limit when you were approved? If you would have applied for another card, which one would it have been? Also, any comments about Fleet? Easy to get? Generous CLs? Thanks!
DW got Disney in July. Customer service has been great. Initial limit was $1500, just got CLI to 3K today. Was originally declined due to bogus PAID cable bill collection ($30!) but PFBed them and got the card. I'm assuming her score was in the upper 600's/low 700's when the collection was removed and she PFBd.
Re: Re: Re: Bank One/Disney CC holders Soooo... They were generous and gave you a whole 300 clams but scrooged you and took back 100? It seems from what everyone says, Fleet is not a good bank to go with. I'm just very tempted right now...just recieved a pre-approval (whatever that means) Fleet Titanium offer in the mail and want to give it a spin. But only if they give me $5000 or more starting...
Re: Re: Bank One/Disney CC holders My score just go jacked down due to some inquiries, so I was wondering if I should waste another hard on Disney, or if there are other more easily attainable prime cards such as MBNA or Fleet...
Re: Re: Bank One/Disney CC holders CMA, depends on your profile. Inquiries in the last 6 months? Derogs? Utilization? Score? cc history? and other factors are used by the prime cc. Also which is your best CR? Best regards, Mirage
Re: Re: Bank One/Disney CC holders Fleet will become BofA. I don't have a Fleet card but BofA is good. I wouldn't take a card from MBNA unless they paid me a lot of money. And even then I might think twice.
Re: Re: Re: Re: Bank One/Disney CC holders I owed less when they TOOK BACK the $100...than when they gave the $300!!!
Re: Re: Re: Re: Bank One/Disney CC holders They said I owed too much on BANK CARDS...FINE I PAID FLEET OFF!!! DO I OWE TOO MUCH NOW???
Re: Re: Re: Bank One/Disney CC holders Mirage, EX and EQ are clean last 5 years with exception to a paid tax lien from 6 months ago. Scores are in the 660 to 670 range. About 10 open credit card accounts ranging up to 3 years old-all totally clean accounts at 40% or less utilization. EX is my best, but pretty close to EQ. TU is much lower. I have 2 other 6 year old paid collections that won't budge. I have 3 cards around $7k limit now with the rest varying from 600 on up. I'm looking for something with around $5k+. Think I should attempt the Disney card?
Re: Re: Re: Bank One/Disney CC holders Mirage, EX and EQ are clean last 5 years with exception to a paid tax lien from 6 months ago. Scores are in the 660 to 670 range. About 10 open credit card accounts ranging up to 3 years old-all totally clean accounts at 40% or less utilization. EX is my best, but pretty close to EQ. TU is much lower. I have 2 other 6 year old paid collections that won't budge. I have 3 cards around $7k limit now with the rest varying from 600 on up. I'm looking for something with around $5k+. Think I should attempt the Disney card?
Re: Re: Re: Bank One/Disney CC holders BofA? Never considered them. Maybe I oughta just go ahead and apply with them. Thanks Hedwig!
Re: Re: Re: Re: Re: Bank One/Disney CC holders George, do you have a link or could you point me in a direction where you got your info? If not, don't worry about it, I'll do a search also. Thanks!
Re: Re: Re: Re: Re: Re: Bank One/Disney CC holders 6 MONTHS IS A GUESS...but the BofA buying FLEET is a FACT
Re: Re: Re: Re: Re: Re: Bank One/Disney CC holders http://www.usatoday.com/money/industries/banking/2003-10-27-bofa-fleet_x.htm
