MY WIFE GOT A NOTICE IN THE BILL TODAY... "OPPORTUNITY" TO ACCEPT A HIGHER INTEREST RATE...PRIME + 5.49% NO LOWER THAN 12.99% EFFECTIVE JULY 1, 2001. I'LL SEND A LETTER TELLING THEM SHE IS NOT ABLE TO ACCEPT THE "OPPORTUNITY" TO HAVE THE INTEREST RATE "JACKED UP"...I'LL PUT IN TODAY'S MAIL...THEY SHOULD BE ABLE TO READ IT BY JULY 1, 2001 (I HOPE)... I'm beginning to believe that the prime rate drop of 2.50% NEVER HAPPENED...I JUST DREAMED IT!!! I'll get the letter typed before she gets home.