Hello There, I need an advice from you guys, I receieve today a RSVP invite for their United Mileage Plus Signature Visa Card it has a $60 annual fee and a 3.9% fixed apr until 12/03 go to rate is 14.15% Variable my question is how hard is bank one to get.... I apply with them about 2 years ago and got denied... I don't want to waste another inq again I know that they pull exp in CA are they tuff to get if some inqs were generated within the last 6 to 12 mons.. what about recently open accounts... please give me some feedback to help me out. score is like 736 with like 7 inqs last six months 2 of them are like from cell phone companies... Thx, Kev