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Bank One

Discussion in 'Credit Talk' started by hr, Apr 25, 2002.

  1. Apr 25, 2002 #1
    hr

    hr Active Member

    Received an offer in the mail for a pretty good rate from Bank One. Does anyone know whether this is a decent company?
     
  3. Apr 25, 2002 #2
    Kinetix

    Kinetix Well-Known Member

    Heh any bank that uses a "One","First","1st", gives me the heebie jeebies...
     
  4. Apr 25, 2002 #3
    GEORGE

    GEORGE Well-Known Member

    They "JACKED" my rate for NO reason to 22.49% on one of my cards...
    So I "JACKED" them...they lost $72,000+ for 3 accounts!!!
     
  5. Apr 25, 2002 #4
    Nave

    Nave Well-Known Member

    I got a Bank One offer yesterday...0% BT and purchase till November then 9.99% fixed, no fee cash back or rewards. Says pre-selected, then goes on to explain the pre-selected status:

    Before we finally approve your credit card, we will REVIEW your credit report and the information you provide with your form, to confirm that you CONTINUE to meet these criteria. You may NOT receive this card or you may receive a CLASSIC card instead of a platinum card with a credit line of less than $5000.

    I may try this after I pay down some balances, but I got a feeling I will just be using the INQ for a $200 classic card :)

    -Peace, Dave
     
  6. Apr 25, 2002 #5
    GEORGE

    GEORGE Well-Known Member

    7.99% FIXED...AND THEY ASK H/H INCOME...
    http://www.firstusa.com/cgi-bin/web...asons_38613&page=cont&mkid=6H46&AFFID=j303969
     
  7. Apr 25, 2002 #6
    GEORGE

    GEORGE Well-Known Member

    I THINK SOMEBODY "HACKED" IN...(SEE DAGGER)

    7.99% fixed†
     
  8. Apr 25, 2002 #7
    Mirage

    Mirage Well-Known Member

    Other than what George and others have written about Bank One's passion to jack up rates. Bank One is the largest bank in Illinois. Can't remember how big they are overall, I think that are in the top 10 in the USA.

    Recently, Bank One released their financial report, the cc operations turn in a huge profit.

    Best regards,
    Mirage
     
  9. Apr 25, 2002 #8
    GEORGE

    GEORGE Well-Known Member

    I liked FIRST USA till they "JACKED" me...I COULDN'T LET THEM GET AWAY WITH IT!!!
     
  10. Apr 26, 2002 #9
    Saar

    Saar Banned

    Bank One cards are issued by First USA. Stay away from the crooks.


    Saar
     
  11. Apr 26, 2002 #10
    Mirage

    Mirage Well-Known Member

    From what I understand Bank One will remove the First USA logo and instead start to use the Bank One logo. One comment from a recent article struck me as being humorus, one of the reasons that the cc operation's profit gains was due to beefed up customer service and addressing consumers issues.

    Best regards,
    Mirage
     
  12. Apr 26, 2002 #11
    breeze

    breeze Well-Known Member

    Right George!! read read read the fine print.....

    Helloooooooooo, FUSA!!!! We know what you do!!!

    7.99% fixedâ? = fine print

    â?  You understand that the terms of your account, including the APRs, are subject to change. This means that the APRs for this offer are not guaranteed; APRs may change to higher APRs or fixed APRs may change to variable APRs. Any changes will be in accordance with your Cardmember Agreement.
     

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