Question about Mortgage bank pulling credit report and the credit score going lower. Does the credit score go down during the pull of the credit report (so he/she views a lower score) or does it go lower after he/she has pulled the credit report, where the effect would not be seen by the bank pulling the credit report? Thanks in advance. -Gavenraj
Hi, That is a very good question. I am GUESSING that when, say, Chase pulls your credit report on Monday the score is 700. When you check your report that night, it will probably be lower because of the inquiry. This might not be the right answer (guessing), but it seems to make sense to me
