Bank1/1st USA & Wachovia/MBNA

Discussion in 'Credit Talk' started by Amy B, Apr 21, 2003.

  1. Amy B

    Amy B Well-Known Member

    If I get a notice from MBNA or other is there anything I can do about it? Can I explain that John Deere really is an installment?
     
  2. CrdtAnlyst

    CrdtAnlyst Member

    Re: Re: Bank1/1st USA & Wachovia/MBNA

    Yes, call the number on the notification and speak with an account review analyst.
     
  3. Amy B

    Amy B Well-Known Member

    Re: Re: Bank1/1st USA & Wachovia/MBNA

    Thanks CA! I'll keep an eye on it. Should I be concerned about Chase or Bank One?
     
  4. CrdtAnlyst

    CrdtAnlyst Member

    Re: Re: Re: Bank1/1st USA & Wachovia/MBNA

    Bank One? Not yet, I wouldn't say. But watch for the entire industry of prime lenders to start this practice. Chase does it as well, as far as I know. The subprime market will probably never do it because of all the default rate terms they have and how aggressive they already are with those.

    CA
     
  5. Amy B

    Amy B Well-Known Member

    Re: Re: Bank1/1st USA & Wachovia/MBNA

    George,
    Somewhere you posted that you "max out" your 0% bt offers....how does that affect you score wise? And how long would you say you carry these high balances? I currently don't carry hardly any personal debt but if I have any biz debt on me personally I am worried about that score problem.
    Which companies do you feel have been the easiest to work with and the most fair in all your circumstances without a lot of adverse reaction?
     

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