Take a look at this link if you were a holder of one of these cards. You may have to join the free site to see the whole article. http://www.classactionamerica.com/cases/goldInfo.asp?lngCaseId=3191&intCategoryID=2 3day If the link goes to the Front page, look to the left for Debt/Credit hyperlink and then scroll down a bit for the Action Card/Bank First info.