BankofAmerica status

Discussion in 'Credit Talk' started by Momof3, Aug 20, 2003.

  1. Momof3

    Momof3 Well-Known Member

    I applied for hubby and got the application is pending and to check back in 24 hours. It's been 7 days and it states it is still pending grrrrrr.

    Do they usually take that long?? Has anyone been denied after waiting x amount of days????

    Thanks
     
  2. breeze

    breeze Well-Known Member

    Yep. I got denied that way. Did they check your reports? Also look for something called "ICE" - I think they get wary of two HH members applying via internet. I had gotten one for my Mom, she lives with me, then they denied me, and there was an inquiry coded "ICE."
     
  3. Momof3

    Momof3 Well-Known Member

    Thanks breeze, makes me feel real confident now LOL.

    I actually don't have any BofA cards, they have always denied me in the past, so I just applied for him b/c his TU is alot higher than mine, even though I have more available credit go figure.

    They pulled TU the minute I applied for him, but so far I still get the dreaded application is pending status LOL.
     
  4. DemPooches

    DemPooches Well-Known Member

    Seems like it was about 8-9 days on our last BofA approval. We got the same message you're getting. Hang in there!

    DemPooches
     
  5. Momof3

    Momof3 Well-Known Member

    Thanks Dem, I appreciate it, maybe he will get it afterall.
     
  6. Hedwig

    Hedwig Well-Known Member

    Keep us posted! Good luck to your husband on getting the card.
     
  7. Momof3

    Momof3 Well-Known Member

    BankofAmerica status UPDATE

    Well I finally got their decision.

    APPROVED 6K:)

    Well worth the wait I guess.

    Thanks all:)
     
  8. Platinum

    Platinum Well-Known Member

    Re: BankofAmerica status UPDATE


    Congrats Momof3 !!!

    You will love them. What is your APR ???

    They just reduced it for me @ 7.99% APR for purchases. My initial CL in 2001 was $4000. It's $25.000 now. They are great to deal with and very handy here in Florida where you can find the branch at almost every corner of the street.
     
  9. Hedwig

    Hedwig Well-Known Member

    Re: BankofAmerica status UPDATE

    Congratulations!
     
  10. dogman

    dogman Well-Known Member

    BankofAmerica status UPDATE

    NICE NICE NICE :)
     
  11. GEORGE

    GEORGE Well-Known Member

    Re: BankofAmerica status UPDATE

    See if you QUALIFY for the PRIME + 0.00% BT FIXED/NO EXPIRE/TILL PAID/NO FEE
     

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