RE: Account:4417 XXXX XXXX XXXX XXXX Dear Ron: As your credit card company, we have appreciated the opportunity to serve your credit card needs. We regret that after careful consideration, we have elected to close your above-noted account. The primary reason for our decision are as follows: *too many inquiries *roo many bankcards accounts *number of bankcards. Our decision was based in whole or in part on imformation received from the consumer-reporting agency noted below. Other than providing information, this agency played no part in our decision and is unable to supply specific reasons for this decision: Experian P.O. Box 2002 Allen, TX 75013 1-888-397-3742 If you have any questionsor concerns regarding this notice, please do not hesistate to call our Credit Management Department at 1-888-214-8499, *:00 am-9:00 pm. Easten time , Monday- Friday Sincerely, Credit Management Department. Ron.