Both My brother and I applied for Bank One Disney Visa this afternoon.After a 15 mins, I called 188845YAHOO to check the status of the application and the automated system told us both of us were approved. I applied today because I wnted the card show cardmember since first day and collective pin.I used this card instead of my Disney Credit Card from MCCBG. Ron.
Thanks George. I think they checked the internal record to approve it. I don't think they pull credit report from Experian yet. Last time it took them a week or two to approve my application. I think it is pretty easy to get approve with them. I hope that you don't have too many inquiries on your credit report. If you have First USA/Bank One credit card(s), it is much easy to get approval. I don't know the credit limit until they pull my credit report. Ron.
I just logged on Experian and Bank One hasn't pulled credit report. They approved me based on the internal record (account history). It is not real approval until approved by credit analyst (credit report pulled). I don't think it shouldn't have any problem and I paid it off monthly on time. Ron.
Are you sure they will pull from Experian. I am pretty sure they pull from Equifax?. Tell us the credit limitl when you know it. I am thinking to apply but don´t like a low limit.
Re: Re: BankOne Disney Visa Approved!!!!!!! FIRST USA IS BEING FAZED OUT 100% VERY SOON!!! 100% BANK ONE
Re: Re: BankOne Disney Visa Approved!!!!!!! That's interesting. I just applied for a Bank One card about two weeks ago and on my TU report the inquiry reads FUSA. FYI: I was denied because I have a medical collection for $250.00 from Jan 1997. (Should fall off in about 8 months or so) I have disputed several times with no luck. So, I applied for a chase card and they also pulled TU and I was approved for a Universal Entertainment Platinum MasterCard with a $8500.00 limit. Go firgure!
Re: Re: BankOne Disney Visa Approved!!!!!!! I was approved for 10K with the Disney Visa. they pulled EFX here in Northeast Ohio, My True FICO was 676 the day I applied, and inquiries dont seem to matter because i have at least 20 in the past 6 months.. But i have 0 derogs, so maybe they only matter in the case of derog info in the report.
Re: Re: BankOne Disney Visa Approved!!!!!!! response took 2 days, no instant approval , i applied over the phone.
Re: Re: BankOne Disney Visa Approved!!!!!!! Geo, I have 4 cards with FUSA and they pulled Experian where I live in Texas. They approved the limit from $4000-$8000. I got preliminary approval yesterday and I knew it doesn't mean anything. I only have 1 inquiry on my Experian credit report. Ron.
Re: Re: BankOne Disney Visa Approved!!!!!!! I just logged on the Experian and I found out that they just pulled credit report today. I shall hear anything from them real soon. I'm surprise they processed my application that fast. Ron.
