Got my discharged paper in the mail today! It's a big relieve! My goals are as follows: -1 credit card ONLY, never try to get more! with reasonable credit line (NOT GOLD card!) -Buy a house in about 2 years -replace my truck for a smaller new car (e.g. gas saving, no bells and whistles stuff in the car!) need it anytime this summer! Since I got my discharge (Ch. 7), do you have any recommendation how to improve credit? do you know what is the FICO score right after discharge? I know I will pay everything ON TIME! the only debts I can handle is auto and home loans (along with 1 low credit line credit card) Basically any recommendations are welcomed! (Please, I'm not going to do "credit fix quick kind of stuff" I filed for bankruptcy, that's it...it'll be on my credit file for up to 7 to 10 years!) Thanks in advance! Thomas G.