Is it possible if I call citi and offer to keep making payments, that they'll keep the account open. I know during the next AR they'll find out when looking at my credit bureau report that I filed a ch7, and I dont want my account closed b/c of that. BUT..if they are going to close my account b/c I filed chapter 7..then I'll discharge them as well and say the hell with it. What I am basically asking, is will CITI let me keep the card, as long as I dont screw them, and if they wont, then I'll write that off as well. Any experiences/suggestions?