My bankruptcy is 9 yrs old and do to come off all 3 reports 6/13. Is it even worth trying to get it deleted now, would that even be possible. Anyone get a bankruptcy deleted???
i've never heard of anyone successfully deleting a bankruptcy prior to the standard 7 or 10 years. most places that advertise the ability to delete a bankruptcy from your credit reports are a scam. if i were you, i'd sit tight for another year and make sure to start building up some credit in the meantime (there was a recent 'ask creditnet' blog post about this. let me see if i can dig it up.)
Chapter 7 bankruptcy will remain on your credit report for 10 years, and Chapter 13 will remain on your credit for 7 years Yes, you can delete it. you should not wait that whole time, some people even tried to delete after only one year, some of them got lucky to delete from the first time and some other had to try more than one time.
