Dear friendly ones, I am in a quandry of wondering if I should go the seven years. Is there a web site that would guide me towards an answer? It seems that at the rate I'm paying, I wouldn't have this $12,000 debt paid off for 5 years, so I'm thinking what's another 2 on top of that, since I don't use them now? My credit is excellent..its a school debt I put on credit cards...lesson here is never put additional school tuition on your credit cards...can you help? Thanks! Friend of Moose at moose@olypen.com
