Basic Chargeoff Reporting Question

Discussion in 'Credit Talk' started by Thundabird, Mar 3, 2004.

  1. Thundabird

    Thundabird Member

    So I have a Cap One charge off on my CRs, but the balance and date info is incomplete. Cap One reports every month or two.

    Even if I get it deleted from the Big 3 because its incomplete and inaccurate, wouldn't it automatically reappear whenever Cap One sends in their next report? If not, why not?

    Thanks for the help
     
  2. jlynn

    jlynn Well-Known Member

    If a TL is deleted during a dispute with a CRA, and it reappears, per the FCRA the CRA must notify you of the reinsertion within 5 days...haven't heard of it happening yet :)

    That is why my Cap One account is now not appearing on my Equifax report.
     
  3. Shorty-red

    Shorty-red Well-Known Member

    Nor my Sherman Acquisitions Acct.
     

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