Bay Area Credit

Discussion in 'Credit Talk' started by sbdmom, Sep 23, 2002.

  1. sbdmom

    sbdmom Well-Known Member

    Hi
    Has anyone dealt with these guys ? Are they sue happy? or do they fold easily ?

    TIA
    Jamie
     
  2. neosmatrix

    neosmatrix Well-Known Member

    Are you talking about Bay Area Credit Union out of Oregon Ohio?
     
  3. sbdmom

    sbdmom Well-Known Member

    HI
    Nope I'm talking about Bay Area Credit from San Jose California. Buttheads didn't validate to me but verified to CRA then after filed a complaint with BBB they replied that they had sent proper validation (big lie) I want to sue but sol is not yet and it can't wait...

    Jamie
     
  4. Baday

    Baday Well-Known Member

    I wrote them a "goodwill" letter a month ago on a paid collection from 3/96. To my surprise, I received a letter back stating that they would delete.

    Like I said, this was a month ago and Exp (the only CR this collection is showing on) hasn't deleted it yet. I need to call them and fax them the letter.

    I tried the sympathetic route and it worked! If you haven't burned the bridge, then it may be worth a shot!

    Good luck
     
  5. sbdmom

    sbdmom Well-Known Member

    Hi
    I'm not sure if that bridge has been burned or not I'm still just pushing just for validation :) so we will see when they get my letter what happens next....

    Thanks for the info.

    Jamie
     

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