Beacon at 578..WTF and how?

Discussion in 'Credit Talk' started by roni, Sep 30, 2001.

  1. roni

    roni Well-Known Member

    I just pulled my equifax report online with the power score. My score is 578. WTF.

    LETS NOT FORGET THIS SCORE PEAKED AT 702 when I was approved for my mortage and was 689 last month.

    I looked to see if there are any new delinquencies on there. YEP. The legendary student loans are showing on the online report AGAIN. EVEN THOUGH THEY REMOVED THEM FINALLY ON THE REPORT THEY JUST SENT ME 2 WEEKS AGO.

    AND THE DISCOVER CHARGE OFF FROM 8 YEARS AGO IS BACK ON THERE.

    THEY MAKE ME SO SICK. I AM SO SICK OF THIS BULLSHIT AND WASTING MYTIME AND POSTAGE.
     
  2. roni

    roni Well-Known Member

    Did you keep copies of the update letters from Glenn King where Equifax removed them after investigation? If so fax them to EQF... They usually will delete within 3 business days.


    Check the account #s to make sure the creditor did not change #s.
     
  3. Momof3

    Momof3 Well-Known Member

    Damn Roni:( But "try" to take a DEEP breath and relax, you WILL get this fixed again I know you shouldn't have to and I would be highly upset as well, but get you latest report which had the corrections and call a supervisor tomorrow and fax it over and demand that they fix this ASAP.

    This is unbelievable that we have to watch our reports like a hawks and monitor THEM to make sure they are doing their jobs grrrrrrrr.

    hang in there Roni.
     
  4. Marie

    Marie Well-Known Member

    reinsertion without notification????
     
  5. roni

    roni Well-Known Member

    Thanks mom.
     
  6. Kelly

    Kelly Well-Known Member

    grrrr - hang in there roni!!!

    I've had things reappear.
    I disputed them again and they were removed.
     
  7. breeze

    breeze Well-Known Member

    Roni,

    The law says they have to notify you when they reinsert items that have been deleted. It also puts a higher dstandard on the verification process, which CRA's do not do. That is one of the reasons people are suing. They just ignore the law.
     
  8. roni

    roni Well-Known Member

    the thing is this, they werent actually reinserted. I have told you guys 100 times that this BS only shows only on my online reports. Equifax is crooked as they come.
     
  9. Hope

    Hope Well-Known Member

    Bastards! Couldn't you just string 'em up by their toes! Hang in there Roni.
     
  10. Cadillac408

    Cadillac408 Well-Known Member

    WTF???? Talk about some old BS!!!! UUGGHHH!!!!!

    STAY STRONG.....it will get fixed.
     
  11. roni

    roni Well-Known Member

    I called equifax today. The girl tried to give me the same ole " they must have reinserted it".

    Then I busted her and she told me that the items were removed from all reports (the online and off). She told me that the problem was with the differences in addresses and that online one of my reports had been updated.....whatever that means.

    The bottom line is she assured me that the problem was corrected. I felt good after that conversation. I pulled my report online today and.........THE BS IS STILL ON THERE.
     
  12. GEORGE

    GEORGE Well-Known Member

    She could have removed the GARBAGE right then and there!!!
     
  13. roni

    roni Well-Known Member

    she said that she did George. the lying heffa
     
  14. GEORGE

    GEORGE Well-Known Member

    I hope it is like your bank deposit...it will post tonight @ 00:00~~~10.02.2001
     
  15. lbrown59

    lbrown59 Well-Known Member

    On top of that they want to charge you to do it!
     

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