I just pulled my equifax report online with the power score. My score is 578. WTF. LETS NOT FORGET THIS SCORE PEAKED AT 702 when I was approved for my mortage and was 689 last month. I looked to see if there are any new delinquencies on there. YEP. The legendary student loans are showing on the online report AGAIN. EVEN THOUGH THEY REMOVED THEM FINALLY ON THE REPORT THEY JUST SENT ME 2 WEEKS AGO. AND THE DISCOVER CHARGE OFF FROM 8 YEARS AGO IS BACK ON THERE. THEY MAKE ME SO SICK. I AM SO SICK OF THIS BULLSHIT AND WASTING MYTIME AND POSTAGE.
Did you keep copies of the update letters from Glenn King where Equifax removed them after investigation? If so fax them to EQF... They usually will delete within 3 business days. Check the account #s to make sure the creditor did not change #s.
Damn Roni But "try" to take a DEEP breath and relax, you WILL get this fixed again I know you shouldn't have to and I would be highly upset as well, but get you latest report which had the corrections and call a supervisor tomorrow and fax it over and demand that they fix this ASAP. This is unbelievable that we have to watch our reports like a hawks and monitor THEM to make sure they are doing their jobs grrrrrrrr. hang in there Roni.
Roni, The law says they have to notify you when they reinsert items that have been deleted. It also puts a higher dstandard on the verification process, which CRA's do not do. That is one of the reasons people are suing. They just ignore the law.
the thing is this, they werent actually reinserted. I have told you guys 100 times that this BS only shows only on my online reports. Equifax is crooked as they come.
I called equifax today. The girl tried to give me the same ole " they must have reinserted it". Then I busted her and she told me that the items were removed from all reports (the online and off). She told me that the problem was with the differences in addresses and that online one of my reports had been updated.....whatever that means. The bottom line is she assured me that the problem was corrected. I felt good after that conversation. I pulled my report online today and.........THE BS IS STILL ON THERE.