Discussion in 'Credit Talk' started by Nancy Klin, Feb 5, 2001.

  1. Nancy Klin

    Nancy Klin Guest

    OK. Dustin said you get one point for every ontime payment per account per month. Is this right? If so, what else qualifies for credit? Even at a high 3 trade lines thats only 36 points/yr
  2. Momof3

    Momof3 Well-Known Member

    I don't think that is correct. Nobody has figured out the system which just no the guidelines, but I have never heard of points for payments, only a % of score for timely payments.
  3. sam

    sam Well-Known Member

    I sure can tell you a charge off on your account gives you about a -150 :)

    bleh. damn ficos
  4. Dustin

    Dustin Well-Known Member

    I was just using that as an example, I don't think it is true at all. I was wondering the same thing. I wonder if everyone here listed their score, along with what is on their credit report (anonomously), we could probably figure out FICO (if it can be done!). Does anyone in here have an 800+ score? : ) I want to try and duplicate what is on it! ; )


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