Well, I guess it's been a while since I've posted here. Spent the better part of the year cleaning up DH's credit. So, the results after working very hard on his credit? We purchased our first home in Nov. of '04. I was so excited to see that some of the work of cleaning it all up finally paid off. Now, I'm working on his credit again. I'll also start woking on mine again soon. Thought I would stop by and say hello. Good to see all of you again.