I know the mortgage company will run a second credit check right before we close. Some said it would be a couple of days before close. Well we're scheduled to close on March 24th but I went in today and looked at my report and they ran this credit report TODAY. Is it safe to assume they won't run a third one a couple of days before closing?
They should not. They ran my second report Jan 15th for a closing on Feb 26th. Just my experience though.
I think you are safe, but I wouldn't go on a shopping spree. They ran our's on the 13th and we closed on the 26th. They didn't checka agin, but our title officer and real estate agent said not to buy anything until we had the keys. I guess you never know. Kim
We close 3/13 on our house, and the mortgage company ran our second report on 2/21... so that sounds about right.